Denied claims
The insurer said no. That's not the last word.
A denial, a stopped check or an order back to work can usually be challenged in front of a judge.
Insurers deny claims for all kinds of reasons: the injury wasn't reported fast enough, their doctor disagrees with yours, they say it happened at home, or they say you're ready for full duty when you aren't. Sometimes the checks just stop and nobody calls.
We read the letter with you, find out what the insurer is relying on, and get the medical evidence that answers it. If it has to go to a hearing, the same lawyer who met you takes it there.
If you got a letter
Don't sign anything you don't understand
Keep going to your own doctor
Note the date on the letter: there are deadlines
Send us a photo of every page
Reasons we see
What a denial letter usually says
Reported too late
You told your boss, but not in the way or the time they wanted.
Not work related
They say it happened at home, or was there before the job.
Their doctor disagrees
An exam you were sent to says you can work.
Checks stopped
Payments ended with a form, a call, or nothing at all.
Common questions
When a claim has been turned down
Do I have to go to the insurer's doctor?
Often you do have to attend, but their opinion isn't final. Your own doctor's records carry weight, and we make sure the judge sees them.
What happens at a hearing?
It's a room, not a courtroom drama. A judge hears from you and reads the doctors' reports. We prepare you beforehand so nothing is a surprise.
They offered me a settlement. Should I take it?
Maybe, but not before someone on your side checks what you'd be giving up, like future medical care. We look at offers for free.
Snap a photo of the denial letter
A photo of each page is enough. We'll call you back the same week and tell you what it means.